If you are experiencing financial difficulties, we encourage you to seek free independent advice from one of the following organisations:
Community Legal Advice https://www.clsdirect.org.uk/ 0845 345 4345
Citizens Advice https://www.citizensadvice.org.uk/
StepChange Debt Charity https://www.stepchange.org/ 0800 138 1111
National Debtline https://www.nationaldebtline.co.uk/ 0808 808 4000